9 FINANCEOUTLOOKINDIANOVEMBER, 2025By Finance Outlook India TeamREPORTRBI APPROVES VETERAN BANKER S KRISHNAN AS J&K BANK CHAIRMANThe Reserve Bank of India (RBI) has formally approved the appointment of experienced banker S Krishnan as the part-time Chairman of Jammu & Kashmir Bank (J&K Bank). His term began from 13 November 2025 and extend until 26 March 2028.· RBI approves veteran banker S Krishnan as J&K Bank's part-time Chairman from November 2025.· Krishnan's extensive leadership experience is expected to strengthen J&K Bank's governance and strategic direction.Prior to the RBI's clearance, J&K Bank's board had endorsed his appointment back in August. Krishnan currently serves on the bank's board as an independent director. His professional track record includes leadership roles such as Managing Director & CEO of Punjab & Sind Bank, and more recently heading Tamilnad Mercantile Bank in September 2022 after his superannuation.By bringing Krishnan into the chairman's seat, J&K Bank signals its intention to leverage his decades-long banking experience--particularly in public and private sector banks--to augment governance, strategic oversight and potentially steer the institution through its next phase of growth.His appointment represents a reinforcement of the bank's leadership at a time when the banking environment is evolving rapidly, with intensified regulatory scrutiny, digitisation imperatives and increasing competitive pressures.Overall, this move can be viewed as part of J&K Bank's efforts to strengthen its board and align its senior leadership with the challenges of modern banking--ensuring regulatory compliance, improving corporate governance and placing emphasis on strategic risk management.
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