19 FINANCEOUTLOOKINDIAJANUARY, 2026ensuring that every phase moves with financial precision. What does an ideal MIS architecture for real estate look like, and how should it integrate financial, project, sales, and procurement data for real-time decision-making? For real estate development, especially at township scale, an integrated MIS is not a good-to-have; it is foundational to financial oversight. In a development of multiple towers, customer groups, and construction stages operate simultaneously, making fragmented data a recipe for operational risk. An effective MIS must bring together engineering progress, customer collections, procurement exposures, and sales behaviour into a single, coherent view. This becomes particularly relevant in a cost environment where material inflation, as noted by CBRE's India Market Monitor 2024, demands sharper forecasting. With an integrated MIS, we can observe construction-to-collection alignment in real time, track rate variances across key materials, and detect shifts in booking patterns as they occur. For higher-specification products such as Riverdale Grand, where the sequencing of work and finish-level precision is more sensitive, and MIS insights play an even more meaningful role in pacing decisions. The key advantage is that decisions that once required multiple reconciliations and long lead times can now be made within hours. It strengthens both agility and governance. How do you structure debt vs equity to optimize the weighted average cost of capital (WACC) in today's funding environment? In today's funding environment, optimising WACC is fundamentally about resilience. As reflected in ICRA's 2024 sector outlook, developers who maintain moderate leverage and avoid short-tenure, high-cost borrowing tend to navigate fluctuations far more effectively. For a long-horizon township like Riverdale, each phase has its own financial rhythm, and aligning external borrowing strictly with construction milestones has allowed us to maintain predictable utilisation and avoid unnecessary interest drag. Internal accruals are deployed into phases where market validation is strong, such as the early traction seen for premium offerings, as it reduces reliance on external funding while keeping the capital structure flexible. The objective is not to aggressively minimize debt, but to maintain a balance that protects liquidity, supports consistent construction progress, and creates an elastic WACC profile that remains stable across market cycles. HOW CFOS BOOST REAL ESTATE PROFITABILITY VIA BUDGETING & MIS
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