Kamal Singhi Enterprise: Robustly Hand-Holding Clients in their Financial Journey

Mutual funds in India have seen remarkable growth, with assets under management surpassing Rs 60 lakh crores over the past decade. This surge is driven by economic expansion, the launch of new funds, and a steady flow of IPOs. However, this upward trajectory is hindered by some pressing challenges, which are mainly pertaining to the behavior of investors. For instance, highs in the market attract investors to make quick money, wherein, they are not concerned with the risk factors, and lows in the market cause panic exits, which destroy long-term wealth building. Additionally, lack of investor awareness further makes informed decision-making hard to do, manifesting in over-expectations and intolerance towards market volatility. Such dynamics have become serious barriers to advisors who seek to effectively advise their clients.

Kamal Singhi Enterprise, founded by Kamal Singhi in 2005 focuses on mitigating these problems seriously by not only tutoring the clients with respect to investment but also on creating a unique way of handling large portfolios; thereby going an extra-mile to ensure utmost satisfaction.

Also to note, Kamal Singhi Enterprise is also leveraging advanced technologies including MF Utility and custom-made software desiring customers to revamp their portfolio at their own convenience. As the firm prepared long-term policies, risk profiling, and credible advice loaded with integrity, the firm has grown and manages over (Rs.) 100 crores to ensure the client does not have major scares as the client is able to ride the hills and valleys of the market.

As stated above, the utilization of technology is an imperative aspect of service deliverability in the firm’s processes. Clients are given login information where they can view their portfolios through a proprietary website and mobile app to monitor them as and when they wish and to conduct informed conversations. To ease online transactions, the firm uses MF Utility, a widely used transaction platform that ensures an easy encounter online, making transactions convenient and efficient. This technical system embraces transparency and allows clients to have more control over their investments. “We create portfolios that align with the client’s risk appetite, ensuring they can stay patient during market volatility,” says Kamal Singhi, Founder of Kamal Singhi Enterprise. Their philosophy encompasses developing a service model based on both sustainable growth and customer-intensive guidance.

Custom Portfolios for Every Investor

Kamal Singhi Enterprise deals exclusively in mutual fund products with an unparalleled competency in providing clients with a wide variety of investment opportunities to match investors’ investment goals along with their risk appetite. The company specializes in getting to know the risk profile of each client in order to custom-make portfolios to ensure that they achieve their stated objective even under volatile market conditions. The firm’s services encompasses a full range of mutual fund schemes that sweep across the framework of low-risk overnight funds to high-risk sectoral and small-cap funds that appeal to diverse investment objectives.

Moreover, Kamal focuses on teaching clients and the benefits of having long-term investment plans, thereby aiding investors to withstand the market pressures of greed and fear. They thoroughly estimate the economic positioning of their clients so as to provide investors a balanced capital, to hold an emergency fund until they invest in equity products. This precision-driven strategy puts the clients in a good financial position to take risk and be calm in adverse economic times.

From Insurance to Impactful Investing

Kamal Singhi started his financial services career in 2002, where he first ventured into insurance. By 2005, realizing that insurance was not as beneficial to clients as one would want, he shifted gears into mutual funds, where he received his ARN (AMFI Registration Number) under his name. Kamal established a loyal base of clients using nothing but a combination of efforts to continue the process patiently, whether by visiting the client personally or through seminars and investor education programs. His dedication to client-centered services provided a well-rooted foundation to grow.

We create portfolios that align with the client’s risk appetite, ensuring they can stay patient during market volatility

Kamal Singhi, Partners

Post-COVID, Kamal converted his solo business to a family partnership, where his wife and son came in as partners. During its long-run of more than two decades, the company has increased its assets under management to more than 100 crores, thanks to its upright philosophy of building trust and transparency to hand-hold varied investors in their financial journey with tailored services.

In the last five years, the company has managed to grow organically through word of mouth resulting due to its list of satisfied clients on ways to gain new investors that it plans to maintain. This strategy emphasizes the company’s desire to uphold strong service levels instead of a fast Asset Under Management (AUM) accumulation. Furthermore, the company believes in honesty and integrity, a spiritual touch which generates trust and results in long-term relationships.

Spiritual Integrity Guides Future Growth

Going forward, Kamal Singhi Enterprise (even in the hands of young blood) will continue to hold to its family, character-based philosophy with a 'spiritual component' added to its consultancy services to further drive trust and ethical practices. Focusing on client satisfaction and advancing honest advice, it strives to establish itself as a trusted player in the new environment of mutual funds in India.