MMW Financial Services & Samyag Financial Services: Navigating The Market With Personalized Wealth Solutions

The financial markets today are a complex landscape riddled with challenges that test even the most seasoned investors. Events like the Harshad Mehta Scam, Lehman Brothers collapse, COVID-19, Global Geopolitical Crises or the ongoing Tariff War we have seen since last September 2024 remind us how unpredictable things can get.

Even promising emerging markets cannot escape the ripple effects of bigger players like the U.S. and China, leaving investors to figure out how to manage their portfolio.

MMW FSL & SAMYAG FSL steps in to address these hurdles by offering personalized, client-centric solutions. The firm follows an unconventional business method compared to traditional commission-focused models currently used by organizations.

Making Wealth Management Personalized & Simple

MMW Financial Services LLP & Samyag Financial Services LLP, established by Vishesh Gandhi and Nikhil Udani, is all about making Wealth Management simple.

At MMW & SFSL, it is not about selling clients something shiny and walking away but making customized and tailor-made risk adjusted multi asset portfolios targeting desired risk reward balance.

Unlike the old days of sell and move on, the firm’s services do not stop at the first transaction. In fact, they keep adjusting strategies as life situation changes or keep rebalancing portfolios as per changing market dynamics, gradually transforming the transaction basis association to long term mutually beneficial relationships like they have with their Family Doctors, CA, or Lawyers.

Further, with so many options available today like Mutual Funds, Fixed Income Products, PMS, AIFs, Stocks, Crypto, Real Estate, Startups, PRE IPO, Precious Metals, F&O, Hedge, etc., MMW & SFSL cuts through the noise, explaining what fits and what does not for their desired financial goals, thereby helping their prospects & clients to overcome Fear of Missing Out or with Herd Mentality.

One of the greatest values of mentors is the ability to see ahead what others cannot see and to help them navigate a course to their destination

Vishesh Gandhi, Founder & Managing Partner

From Personal Dreams to Helping Others Thrive

The story of Vishesh Gandhi led MMW Financial Services & Samyag Financial Services is all about a mission to make a difference in people’s personal financial lives. Vishesh’s drive came from his early years. Born into a well-off family that hit tough times soon after, he grew up determined to rewrite his family’s story and build wealth through his own hard work.

That spark lit a lifelong interest in personal finance, which eventually became the foundation for his career and company.

Vishesh brings a pool of knowledge during his time in banking and wealth management where product promotion often superseded client needs. He found this situation unacceptable. Understanding this, he established his own company to develop a different model that would personalize financial counsel based on each person's specific objectives, their risk tolerance and time requirements.

The original desire to help people manage their finances developed into a business that serves its customers through personal financial life management services.

Post COVID-19, Vishesh noticed people waking up to the importance of managing their money, and the company stepped in to meet that need.

Robust Vision for Tomorrow

MMW & SFSL is ready to make the most of the changes happening in India’s financial world, “A Journey of Physicalisation to Financialisation”. For years, most people in India have put their money into things like real estate, land, personal lending at higher interest, FDs, PPF, LIC, etc., which are not only hard to exit quickly but offer negative real returns net of taxes & inflation.

With 70-80 percent of their existing wealth still stuck in these illiquid & non-performing assets, people struggle to live up to their growing and demanding lifestyle.

However, now more folks are starting to explore financial investment options like Mutual Funds, PMS, Stocks, Precious Metals, Alternate Investment ideas, or other unconventional investments that are not only liquid and safer but offer sustainable positive real returns along with much required diversification across asset classes and geographies.

“As we all our experiencing end of Currency ruled era, it is not only important for individual investors like us to learn to isolate our investments with currency or cyber threats related risk, but also practice to start investing certain portion of our hard-earned money into avenues that isolates our wealth from all types of currency risk or cyberrisk”, highlights Vishesh Gandhi, Founder & Managing Partner, MMW Financial Services & Samyag Financial Services.

MMW FSL & Samyag FSL want to lead the way in helping all the investors to figure it all out. Vishesh’s plan is to leverage technology to teach people what they need to know, taking their basic curiosity about these options and turning it into real understanding.

Vishesh aspires to change investor’s mindset from chasing higher returns to understanding the importance of Risk Management, Diversification, Advantage of Asset Allocation Mix with Negative or Lower Correlations and most importantly, making investments linked to desired time line.

For eg, if one desires to make investment for less than 3 years, they should not be investing their hard-earned money in equity or any high volatile assets. He also truly wishes to help his investors understand the impact of inflation & taxes on gross returns leading to Negative Real Returns and enjoy the benefits of Compounding over the long term.

Going forward, the firm wants to keep growing by being there for people through ups and downs in the market, offering clear, trustworthy guidance. Vishesh’s drive comes from his own journey and a genuine love for helping others build wealth, which is why he is so excited to see the firm become a go-to name for everyday investors in India.