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CONTENTS

Page No. Heading
1.

Editor's Note

Democratizing & Consolidating Wealth With Future-Readiness
Shiwani Pradhan Assistant Editor
14
Five Smart Credit Steps to Build Financial Strength Before 2026
Sarvjeet Virk, Co-Founder & MD, Finvasia
24
Legal insight driving real estate investment growth in India
Apurva Agrawal, Founder, Universal Legal
32
Why SIPs Remain the Backbone of Long-Term Wealth Creation
Sreya Mukherjee, Managing Partner, Ace Financial Services