Cover Story

Top 10 Most Promising Co-operative Banks Karnataka - 2025

The co-operative banks in Karnataka have always been a crucial financial institutions that bridge the gap between financial services and underserved communities, particularly in rural and semi-urban areas. These banks provide essential services like deposits and loans, foster a culture of savings, and play a pivotal role in the state's agricultural development.

Co-operative Banks are instrumental in promoting financial inclusion in remote areas where traditional commercial banks have limited penetration. Furthermore, they are the primary source of credit for the agricultural sector, offering affordable short-term and long-term loans for seeds, fertilizers, and equipment, which helps farmers avoid high-interest money lenders.

And beyond basic banking, cooperative banks offer a variety of services, including savings and deposit accounts, credit facilities,...

Top 10 Most Promising Co-operative Banks Karnataka - 2025

Bilagi Pattan Sahakari

S. R. Patil, President

Provides banking and financial services, including savings, loans, and customer-focused financial solutions

Shimoga District Bank

Nagabhushana Chandrashekhara Kalmane, President

Banking services including deposits, loans, and financial solutions for individuals and local businesses

Sri Vasavamba Bank

S. Gokul, President

Offers a range of banking services, including deposits, loans, and tailored financial solutions

Swarna Bharathi Sahakara Bank

Narayana Swamy K, President

Provides comprehensive banking services, including savings, loans, and financial solutions for individuals and businesses

The Azad Bank

Haji Sarfarzahmed S Umachigi, President

Provides comprehensive banking and financial services to individuals and businesses

The Bengaluru District Central

M. D Vijay Dev, President H M

Provides banking and financial services, including savings, loans, and community-focused financial solutions

The Grain Merchant Bank

Divyanandamurthy, President

Offers a wide range of banking services, including deposits, loans, and financial solutions for individuals and businesses

The Hubli Urban Bank

Vikram R. Sirur, President

Offers a range of banking services, including deposits, loans, and financial solutions for individuals and businesses

The Mysore & Chamarajanagar

G.D. Harish Gowda, President

Services including deposits, loans, and financial solutions for individuals and businesses

The sahasrarjun

Narayan Nagendrsa Khode, Director

Banking services, including savings, loans, and financial solutions for individuals and businesses