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CONTENTS

Page No. Heading
1.

Editor's Note

Empowering Personal Wealth, Strengthening Corporate Finance
Shiwani Pradhan, Assistant Editor
12
Beyond the Credit Score: How AI Is Transforming MSME Lending in India
Irem Sayeed, Chief Risk Officer, UGRO Capital
26
Working Capital Management in Cable Manufacturing: Growth to Cash Flow
Gopal Agarwal, Chief Financial Officer, Universal Cables
36
How Today's CFOs Navigate Risk Beyond the Balance Sheet
Linu Nair, CFO - Gas power Services, South Asia, GE Vernova
46
AI-Powered Microfinance Models for Inclusive Financial Growth
Thomas Muthoot John, Executive Director, Muthoot MicroFin
58
PLI Schemes and Their Impact on Automotive Investments
Rajesh V, CFO & Director, Kostal India
60
Maximizing ROI Through AI and Omni channel Commerce Strategies
Rakesh Raghuvanshi, Founder & CEO, Sekel Tech
68
Unveiling the Evolving Nature of Wealth Management in India
Kanak Kr Jain, Managing Director, SSL Academy, Volatility Coach, MFD Enabler
76
How India's Startup Capital Mindset Is Rapidly Evolving
Devansh Lakhani, Director & Startup Fundraising Expert, Lakhani Financial Services
84
India Has Solved Small Credit. Why Hasn't It Solved Housing Finance?
Samit Shetty, Co-founder and CEO, Nivasa Finance