In the three years leading up to 2022–2023 net household savings fell precipitously by Rs 9 lakh crore to Rs 14.16 lakh crore, according per the Ministry of Statistics and Programme Implementation's most recent National Account Statistics 2024. In 2020–21, net household savings reached a peak of Rs 23.29 lakh crore. The results indicated that since then, they had been declining.

In 2021–2022 and 2022–2023–a five-year low of Rs 14.16 lakh crore, the net household savings fell to Rs 17.12 lakh crore.

Prior to rising to Rs 14.92 lakh crore in 2018–19 and Rs 15.49 lakh crore in 2019–20, net household savings had reached a low of Rs 13.05 lakh crore in 2017–18. According to the statistics, investments in mutual funds nearly tripled in three years, from Rs 64,084 crore in 2020–21 to Rs 1.79 lakh crore in 2022–23. In 2021–2022, it was Rs 1.6 lakh crore.

In the three years between 2020 and 2022, household investments in shares and debentures nearly quadrupled to Rs 2.06 lakh crore from Rs 1.07 lakh crore. In 2021–2022, it was Rs 2.14 lakh crore.

Household bank advances, or loans, have also quadrupled in size in only three years, from Rs 6.05 lakh crore in 2020–21 to Rs 11.88 lakh crore in 2022–23. In 2021–2022, it was Rs 7.69 lakh crore.

Financial corporations and non-banking financial companies raised their loans to households fourfold, from Rs 93,723 crore in 2020–21 to Rs 3.33 lakh crore in 2022–23. In 2021–2022, it was 1.92 lakh crore.