Karnataka Bank has worked with IBM to update its digital banking infrastructure to establish a secure application programming interface (API) platform, enhancing its digital footprint.

Key Highlights

• Karnataka Bank teams with IBM to deploy API-platform modernisation, improving scalability by 50% and cost-efficiency.
• The partnership enables faster digital services rollout—payments, loans, third-party integrations—through secure, agile infrastructure update.

According to a prepared statement, the bank created a contemporary, safe, and scalable API platform with the new partnership that strengthens the bank's digital infrastructure while lowering operating costs.

"This is a significant turning point in our digital journey," stated Venkat Krishnan, Karnataka Bank's chief information officer. IBM intends to integrate Red Hat OpenShift using its software package, IBM Cloud Pak. A platform called Red Hat OpenShift assists companies in creating apps for both public and private clouds and data centers.

The updated API architecture promises to reduce operating expenses by 30%, increase scalability by 50%, and improve security.

According to Viswanath Ramaswamy, vice president of technology at IBM India and South Asia, Karnataka Bank's modernization demonstrates how intelligent automation and integrated systems can lower complexity, increase efficiency, and speed the delivery of safe, dependable digital services at scale.

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The implementation was led by Fyrii, collaborating with IBM’s Expert Labs. The initiative is Karnataka Bank’s broader digital transformation ambitions, Startup@100, that foster innovation as the bank commemorates 100 years of service.

Founded in 1924 and based in Mangaluru, Karnataka Bank is a ‘A’ Class scheduled bank in India. The bank operates a network of 957 branches, 1,188 ATMs and cash recyclers, and 588 e-lobbies/mini e-lobbies spanning 22 states and two Union Territories, as of this year.

KBL Mobile Plus, KBL mPassbook, BHIM KBL UPI, KBL POS Manager, and KBL MoneyClick Internet Banking are just a few of the bank's many digital banking options.