Navi Finserv hosted the third edition of its flagship Navi Lenders Summit 2026 in Mumbai, bringing together nearly 200 senior leaders from across India’s financial services ecosystem to discuss the future of digital lending, capital markets, and credit expansion. The summit also highlighted the company’s growing role in India’s fintech-driven lending landscape, with the firm announcing that it has raised close to ₹16,000 crore since April 2025 through multiple capital instruments to expand its credit operations.

Key Highlights

• Navi Finserv raises ₹16,000 crore through diverse funding channels to strengthen its digital lending and credit ecosystem.
• The third Lenders Summit brought together institutional partners to accelerate fintech-driven credit access across India.

The annual summit served as a platform for banks, non-banking financial companies (NBFCs), mutual funds, family offices, credit bureaus, rating agencies, and financial institutions to exchange ideas on strengthening India’s credit ecosystem and addressing the country’s massive demand for accessible and responsible lending.

Strengthening Capital Base to Support Lending Growth

According to the company, the ₹16,000 crore capital raised since April 2025 has come through diversified funding instruments, including Non-Convertible Debentures (NCDs), Commercial Papers (CPs), term loans, securitisation, direct assignment, and co-lending arrangements. These capital sources have helped strengthen Navi Finserv’s balance sheet and enhance its ability to scale digital lending operations across India.

The funds are expected to support the company’s strategy of expanding access to credit, particularly among underserved and emerging consumer segments. Industry experts note that India still faces a significant credit gap, especially among small businesses, gig workers, and individuals with limited credit histories.

The summit featured participation from several prominent leaders in India’s financial sector. Among the speakers were Paritosh Mathur, Head of Wholesale Banking at IDFC First Bank; Vineet Bhatnagar, Country Head of PhillipCapital India and the Middle East; Ananda Bhoumik, Managing Director and Chief Analytical Officer at India Ratings and Research; and Ganesh Sankaran, Head of Wholesale Banking at IndusInd Bank.

Senior leaders including Anuradha Choudhury, Managing Director and Head of Financial Institutions at Citibank India, also shared insights into macro credit trends, capital flows, and the evolving regulatory landscape. Discussions focused on risk management, credit discipline, and the growing role of technology in modern lending platforms.

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During the summit, Navi Finserv showcased its technology-first lending infrastructure, including proprietary systems designed for underwriting, risk management, and loan collections. The company highlighted how data science, automation, and digital infrastructure are enabling faster credit decisions, improving asset quality, and delivering scalable customer experiences.

Speaking at the event, Sachin Bansal, Co-Founder and Executive Chairman of Navi Group, emphasized the importance of building strong partnerships and responsible lending practices as India’s credit ecosystem evolves. “As India’s credit ecosystem evolves, the ability to scale responsibly with strong risk discipline, technology depth, and aligned capital partners becomes increasingly important,” he said, adding that platforms such as the Lenders Summit help industry stakeholders align strategies for future growth.

Meanwhile, Abhishek Dwivedi, Managing Director and CEO of Navi Finserv, noted that the summit serves as a key forum for engagement with partners and investors. “We have strengthened our underwriting models, collections capabilities and capital partnerships while maintaining a strong focus on sustainability and asset quality,” he said.