Big changes are coming to UPI transactions starting in August to improve online payment security. New limits are being implemented for balance checks and transaction status viewing.

Since coming to power, the Modi government has taken several steps to create a Digital India. As a result, online payments have received increased attention. UPI transactions contribute significantly to the development of a cashless economy. That system is about to get tougher.

Key Highlights

• NPCI limits balance checks to 50 per app, per user daily to reduce UPI system overload. 
• Autopay mandates now restricted to non‑peak hours; only 25 account‑link views and 3 status checks allowed.

As time passes, an increasing number of people rely on the internet. While this is beneficial, cybercrime is also increasing. A larger change in UPI transactions is on its way in the coming days for the convenience of the general public.

New rules apply to UPI transactions beginning in August. Starting in August, there will be a limit on the number of times you can check your balance. And you can't check the balance more than 50 times per day. There is also a limit to how many times you can check the bank account associated with your mobile number. You can check your balance up to 25 times per day.

Also Read: India Tops Global Fast Payment Charts as UPI Hits 18.39 Bn Transactions in June

There is also a specific time slot for auto-pay transactions. There should also be a minimum of one and a half minutes or 90 seconds between viewing the status of your transaction. This rule must be followed moving forward. This change will be effective on August 1. If you do not understand this rule, you will be in danger.

According to the report, there are currently over 600 crore UPI transactions. However, there have recently been several complaints about digital transactions. These occurred mostly in April and May. Since then, the administration has been notified.

The National Payments Corporation of India (NPCI) discovered that one of the causes of this problem is the customer's balance check method. That is why change is coming. New rules will be in effect beginning in August.