Paytm Money and JioBlackRock have partnered to introduce a new active equity fund that targets retail investors and brings more sophisticated investing techniques to the general public.
Key Highlights
- Paytm Money partners with JioBlackRock to launch India's first AI-powered Flexi Cap Fund.
- Fund leverages BlackRock's SAE approach, combining AI, machine learning, and human expertise for equity investing.
The JioBlackRock flexi cap fund will close on October 7, 2025, after opening for subscriptions on September 23, 2025. Notably, it will only be available through the Paytm Money app, enabling investors to begin with as little as Rs 500 via a Systematic Investment Plan (SIP) or a lump sum.
The fund uses JioBlackRock's Systematic Active Equity (SAE) model, which blends data-driven tools like machine learning, artificial intelligence (AI), and alternative data sources with conventional fund management.
For instance, the SAE framework will scan about 1,000 Indian stocks using analyses from both traditional metrics and alternative inputs like social media conversations.
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The fund has no exit load, which means that investors can sell without incurring additional fees, and its indicative Total Expense Ratio (TER), or the annual fee it will charge for managing their money, is approximately 0.5%.
According to a Paytm Money representative, the average investor can access global technologies with a minimum investment of Rs 500.
Meanwhile, a JioBlackRock representative said that they will be able to provide a "scalable, low-cost equity solution for India's growing market" thanks to Paytm Money's digital distribution network.
