What to Do If You Have Been Scammed in India
Step 1: Call 1930
Step 2: Contact your bank immediately
Step 3: Report the fraud through the cybercrime reporting system
Step 4: Preserve transaction IDs and screenshots
Step 5: Change compromised passwords/PINs
Step 6: Block cards/accounts where necessary
Step 7: Beware of recovery scams
Warning Signs of a Financial Scam
For example:
- Unsolicited calls/messages
- Extreme urgency
- Guaranteed returns
- Requests for OTP/PIN
- Requests to install apps
- Unknown payment links
- Requests for remote access
- Requests to move conversations to Telegram/WhatsApp
- “Government account” payment requests
- Requests for upfront fees wherein, if scannable financial fraud occurs, victims must immediately dial the national cyber fraud helpline 1930 or report it via the National Cyber Crime Reporting Portal. Reporting within the first hour allows banks to execute an emergency debit hold on mule accounts to freeze the stolen money.
Don’t lose your hard-earned money. Be Safe!
ABOUT THE AUTHOR: Samrat Pradhan brings over seven years of professional experience in Media and Communication, backed by a Master’s degree in Mass Communication & Journalism from the University of North Bengal. He began his career as a Correspondent with siliconindia Group of Magazines and currently serves as the Managing Editor of Finance Outlook India, an all-inclusive financial publication focused on empowering individuals and businesses to make informed, future-ready financial decisions. With expertise in business journalism, trend analysis, and editorial strategy, Samrat has curated numerous value-driven editorials and conducted interviews with thought leaders, C-suite executives, and key decision-makers across technology, finance, healthcare, manufacturing, and other industries. His interactions with industry leaders have enabled him to gain deep insights into leadership strategies, emerging trends, and the evolving business landscape.
LAST UPDATED: 04-09-2026
