Kuhoo Finance, an innovative student loan NBFC, has entered into a transformative partnership with Universal AI University, Mumbai’s leading institution for MBA and Engineering education. The first-of-its-kind initiative is aimed at integrating education financing directly into the university’s admission process. As a part of this strategic partnership, eligible students will receive instant loan eligibility decisions while submitting their academic applications, thereby erasing the traditional divide between securing admission and arranging finances.
The partnership addresses a systemic challenge where financial uncertainty often forces students to delay or abandon enrollment despite academic acceptance. Applicants to Universal AI University can now gain immediate clarity on loan terms, repayment structures, and tailored financial solutions alongside their admission status. This, in turn, will empower students and families to make informed, holistic decisions about their educational future, slashing enrollment timelines by 70% and redefining accessibility in Indian higher education.
Apart from students and parents, educational institutions also stand to benefit from such a model. Streamlined operations and reduced administrative overhead can get directly translated into enhanced enrollment rates. Universal AI University anticipates a significant reduction in last-minute withdrawals as applicants gain upfront visibility into financing options. The model also enables dynamic financial aid adjustments, allowing institutions to offer personalized scholarships or grants based on real-time academic and financial data, fostering equity in admissions.
Commenting on the groundbreaking collaboration, Prashant A. Bhonsle, Founder & CEO of Kuhoo Finance, said, “This partnership brings financing to the start of the student journey. It’s not just about access to loans - it’s about building confidence in pursuing higher education by dismantling financial ambiguity before it becomes a barrier.”
Tarun Anand, Founder & CEO of Universal AI University, resonated a similar sentiment, saying, “For too long, these processes have been disconnected. By integrating with Kuhoo, we’re giving students clarity and control from day one - no more anxiety about whether they can afford their dreams after they’ve been accepted.”
“Students often secure admission but face months of uncertainty about funding. With this integration, they can evaluate every dimension- academic rigor, career outcomes, and financial feasibility-in a single, transparent framework.” stated Prakash Tiwari, AVP Marketing at Universal AI University.
Kuhoo’s API-driven platform, designed for scalability and security, ensures seamless integration across India’s diverse educational ecosystem. “Our system guarantees real-time decisioning while maintaining ironclad data privacy standards. We’ve architected this solution to adapt to any institution’s infrastructure, whether it’s a sprawling university or a specialized college, ensuring no student is left behind due to technical constraints.” explained Yogendra Goyal, Chief Technology Officer at Kuhoo Finance.
Looking ahead, Kuhoo and Universal AI University plan to further democratize access to quality education while solidifying Kuhoo’s leadership in innovative financing solutions. Upcoming initiatives will include offering personalized financial counseling services to guide families through complex decisions, specialized loan products tailored to niche academic programs like AI research or sustainable engineering, and partnerships with corporate entities to expand scholarship opportunities.
By aligning financial empowerment with academic ambition, the partnership between Kuhoo Finance and Universal AI University has established a replicable blueprint for institutions nationwide, helping Indian students effectively and easily bridge the gap between aspiration and achievement.
Source : Press Release
