The Reserve Bank of India (RBI) has formally approved the appointment of experienced banker S Krishnan as the part-time Chairman of Jammu & Kashmir Bank (J&K Bank). His term began from 13 November 2025 and extend until 26 March 2028.

Key Highlights

• RBI approves veteran banker S Krishnan as J&K Bank’s part-time Chairman from November 2025.
• Krishnan’s extensive leadership experience is expected to strengthen J&K Bank’s governance and strategic direction.

Prior to the RBI’s clearance, J&K Bank’s board had endorsed his appointment back in August. Krishnan currently serves on the bank’s board as an independent director. His professional track record includes leadership roles such as Managing Director & CEO of Punjab & Sind Bank, and more recently heading Tamilnad Mercantile Bank in September 2022 after his superannuation.

By bringing Krishnan into the chairman’s seat, J&K Bank signals its intention to leverage his decades-long banking experience—particularly in public and private sector banks—to augment governance, strategic oversight and potentially steer the institution through its next phase of growth.

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His appointment represents a reinforcement of the bank’s leadership at a time when the banking environment is evolving rapidly, with intensified regulatory scrutiny, digitisation imperatives and increasing competitive pressures.

Overall, this move can be viewed as part of J&K Bank’s efforts to strengthen its board and align its senior leadership with the challenges of modern banking—ensuring regulatory compliance, improving corporate governance and placing emphasis on strategic risk management.