Razorpay and Replit have established a partnership to assist AI-first builders in India in not only smoothly paying for their subscriptions, but also turning their ideas into scalable, monetised businesses.

Key Highlights

• Razorpay partners with Replit to enable seamless payment processing for its global AI platform in India.
• The collaboration strengthens fintech and AI ecosystem integration, supporting developers and businesses with faster transactions.

By combining Replit's AI software creation platform with Razorpay's payment infrastructure, the alliance enables AI-built solutions to accept UPI from the start.

Replit will launch in beta with Razorpay's International Payments Suite, allowing Indian users to pay in INR using popular methods such as UPI and cards. This will effectively work to convert a worldwide, cross-border subscription into a local payment experience for Indian clients.

According to market research, India handles over 20 billion UPI transactions each month, with UPI accounting for over 85% of all digital payments.

According to Razorpay, its payment stack will be integrated into the Replit platform, allowing Replit agents to serve and monetize Indian customers. Razorpay will handle compliance, FX, and USD settlements in the background, allowing Replit to monetize Indian users without establishing a local organization.

Razorpay aims to broaden the ways in which AI platforms unlock actual economic value, building on recent collaborations with global AI businesses such as OpenAI and the National Payments Corporation of India (NPCI) to pioneer agentic AI payments. The relationship with Replit expands on this goal by incorporating Razorpay's India-ready payments and compliance stack directly into AI-driven software development.

Also Read: Razorpay Receives RBI Approval for Cross-Border Payments

Replit is an agentic software development platform that allows anyone to create apps with natural language. With millions of users worldwide, including over 500,000 professional users, it is democratizing software development by reducing traditional obstacles to application production. The company's ARR has increased from $3 million to more than $300 million in the last 18 months.